GUIDE to LIFE

21 20-Year Endowment * Not available in all states. 0 13.89 14.77 1 13.91 14.79 2 13.93 14.81 3 13.96 14.83 4 13.99 14.85 5 14.00 14.88 6 14.02 14.91 7 14.05 14.94 8 14.07 14.98 9 14.10 15.01 10 14.12 15.04 11 14.14 15.07 12 14.17 15.11 13 14.20 15.13 14 14.23 15.16 15 14.26 15.19 16 14.29 15.22 17 14.32 15.25 18 14.36 15.27 19 14.40 15.29 20 14.44 15.31 21 14.48 15.33 22 14.53 15.35 23 14.57 15.37 24 14.62 15.38 25 14.67 15.40 26 14.73 15.42 27 14.78 15.44 28 14.84 15.47 29 14.90 15.49 30 14.96 15.52 31 15.03 15.55 32 15.09 15.59 33 15.16 15.64 34 15.24 15.69 35 15.31 15.75 36 15.39 15.82 37 15.47 15.89 38 15.55 15.97 39 15.64 16.07 40 15.73 16.17 41 15.83 16.28 42 15.94 16.41 43 16.05 16.55 44 16.17 16.70 45 16.29 16.87 46 16.42 17.05 47 16.57 17.25 48 16.72 17.46 49 16.89 17.69 50 17.06 17.94 51 17.25 18.20 52 17.44 18.48 53 17.64 18.78 54 17.85 19.09 55 18.04 19.41 56 18.24 19.74 57 18.43 20.07 58 18.60 20.41 59 18.76 20.76 60 18.91 21.10 61 19.03 21.44 62 19.13 21.77 63 19.20 22.11 64 19.25 22.44 65 19.29 22.75 66 19.33 23.06 67 19.34 23.39 68 19.38 23.76 69 19.43 24.21 70 19.53 24.75 71 19.68 25.43 72 20.12 26.26 73 20.75 27.29 74 21.60 28.52 75 22.71 30.00 76 24.11 31.75 77 25.83 33.79 78 27.90 36.16 79 30.37 38.89 80 33.25 42.00 Age Female Male Age Female Male Age Female Male Age Female Male Monthly premiums for $5,000.00 POLICY • non-smoking RATES Age Female Male 20-Year Endowment*: l Issued to persons between the ages of 0-80 l For ages 0-60: minimum face amount is $5,000 l For ages 61-80: premium of $200 or more is required l Premiums are payable for 20 years l Full face amount paid at death or on maturity date at the end of 20th year l Life insurance plan and systematic savings combined l IRS: interest is taxable