by UNA | 2022 28, May | Announcements, News, Social Media
UNA delegates began the Ukrainian National Association’s 40th Regular Convention on May 13 in front of the monument to Taras Shevchenko at the Soyuzivka Heritage Center in Kerhonkson, N.Y., where they were greeted by UNA Second Vice President Eugene Serba (left) and President/Chief Executive Officer Stefan Kaczaraj.
KERHONKSON, N.Y. – Delegates to the 40th Regular Convention of the Ukrainian National Association (UNA) met on May 13-15 in the mountain heights of the Soyuzivka Heritage Center in Kerhonskon, N.Y., where they elected Roman Hirniak the next president and chief executive officer and six individuals to a new Corporate Board of Directors, as well as two of three members of the Audit Committee.
The 40th Convention marked the final transition from procedures and traditions that have been familiar to UNA members for decades to a more streamlined corporate governance structure.
As a result of major changes to federal and state insurance regulations between 2008-2018, the UNA organizational structure needed to be modified and the organization’s by-laws revised.
Key changes include the establishment of a Corporate Board of Directors (CBD) that will now function as the highest authority between UNA conventions.
Besides the position of president, the CBD will include six directors, as well as the treasurer/chief financial officer and national secretary/chief operating officer, positions to which candidates will no longer be elected, but hired by the CBD. Additional changes included the establishment of a nine-member Fraternal Advisory Board (FAB), which does not have voting privileges, as well as the inclusion of the immediate past present (IPP) as a non-voting member of the CBD.
While the UNA General Assembly (GA) continues to exist, the composition of members and responsibilities of the structure have changed fundamentally. In addition to the new entities mentioned above, previously existing structures are included, such as the Audit Committee and UNA honorary members.
On May 14, the second day of the convention, the 66 convention delegates elected by plurality vote Andrij Cade, Roma Hadzewycz, Michael Koziupa, George G. Kuritza, Bohdana Puzyk and Eugene Serba to the CBD.
Also elected were Walter Syzonenko and Andrij Skyba to the UNA’s Audit Committee. The Nominations Committee did not present a third candidate for the Audit Committee nor were any candidates presented for the Fraternal Advisory Board, therefore members will be chosen by the new CBD.
The transition to the new governance structure will take full effect on July 1, when the newly elected CBD, as well as the president/CEO will begin their four-year terms of office.
Opening of convention
Delegates began to arrive and register for the convention during the evening of May 12. Remaining delegates arrived on May 13 and the official opening ceremonies were held early in the day by the monument of poet Taras Shevchenko with a greeting by UNA Second Vice President Eugene Serba.
Following a prayer led by the Very Rev. Dr. Ivan Kaszczak, and the singing of the national anthems of the United States, Canada and Ukraine, outgoing UNA President and Chief Executive Officer Stefan Kaczaraj greeted the delegates. Those gathered then sang Shevchenko’s moving “Zapovit” (Testament), after which all present moved to the Veselka Hall to begin Convention proceedings.
Wasyl Sheremeta, who was elected to chair the convention, in his opening remarks noted that, “We are all here on the same side and for the same purpose,” and then adeptly strove to exercise control over the proceedings for the remainder of the convention, with adherence to strict rules of order during some contentious moments.
Completing a more than two decade tenure with the UNA, Mr. Kaczaraj reflected on the history of the UNA and the accomplishments during his final term, before addressing the horrors of Russia’s brutal, unprovoked and unjustified full-scale war on Ukraine.
Rev. Kaszczak, who was a delegate to the convention, gave an inspirational overview of UNA accomplishments, and he highlighted the organization’s creation by determined immigrants in the Anthracite Coal Region of Pennsylvania who founded the UNA in Shamokin, Pa., in 1894. The UNA celebrated its 125th anniversary in 2019.
UNA reports
Over the course of two days, UNA officers, members of the outgoing General Assembly, and committee chairs presented reports that covered the period since the previous convention in 2018.
Outgoing National Secretary and Chief Operating Officer Yuriy Symczyk reported that, after many years of diligent effort, the UNA has developed a strong and healthy relationship with the New Jersey Department of Banking and Insurance (DOBI), which was satisfied with the UNA’s greatly improved and positive financial and regulatory performance and reorganization of its fraternal membership process.
While the UNA focused primarily on the sale of life insurance for many years, the organization recently put a greater emphasis, in keeping with national trends and needs, on retirement products such as annuities and IRAs.
Mr. Symczyk, also a member of the UNA By-Laws Working Group, said that the efforts of the group had guided the organization in implementing many of the changes mandated by state regulators.
“The task was daunting because a new corporate structure needed to be created while still honoring fraternal tradition,” Mr. Symczyk said.
He also stressed the importance of continuing to work on solutions to comply with the new regulations.
Mr. Symczyk expressed concern over the apparent lack of “brand loyalty” among younger individuals to the UNA, and he stressed the need for the organization to “actively recruit them with innovative approaches and outreach.”
UNA Treasurer and Chief Financial Officer Roma Lisovich reported that, when she began in her position in 2002, the organization faced “huge annual losses and great regulatory scrutiny and pressures.”
The UNA’s subsequent transformation, while difficult and at times even painful, is a remarkable success story, she said. Despite challenges, such as the massive global financial crisis of 2007-2008, and most recently two years of COVID-19 restrictions that greatly hampered sales, the UNA has never been financially stronger, with strong capital surplus. The UNA has kept pace with regulatory changes mandated by DOBI and the National Association of Insurance Commissioners (NAIC).
Both Mr. Symczyk and Ms. Lisovich noted that, given the past decades’ economic upheavals and recent COVID-19 restrictions, many life insurance companies have disappeared or faced significant net financial losses. By contrast, the UNA showed a net profit during the past four years, with a solvency ratio – which measures the extent to which an organization’s assets can cover commitments for future payments – of 100 percent. Ms. Lisovich said that the organization’s life insurance business now foresees steady growth and annuities were on target.
The report of the By-Laws Committee was delivered by the committee chair, Gerald Tysiak. Mr. Tysiak noted that the new state regulations required many more meetings than in previous years. In addition, according to the new amended by-laws from January 2020, which were approved by a special session of the delegates to the 39th Convention in 2018, all UNA Standing Committees were required to maintain meeting agendas and minutes. All of these documents will now be available for review by state auditors.
According to Mr. Tysiak, eight years of research and effort were dedicated to rewrite the UNA by-laws. The work was time-consuming and critical because the language in the by-laws and corporate manual must be precise in order to comply with new laws and regulations.
Roma Hadzewycz, the former editor-in-chief of The Ukrainian Weekly and Svoboda, was elected to a seat on the new Corporate Board of Directors (CBD) of the Ukrainian National Association (UNA) during the organization’s 40th Regular Convention held on May 13-15 at the Soyuzivka Heritage Center in Kerhonkson, N.Y.
Convention delegates also heard reports from Roma Hadzewycz, the long-time editor-in-chief of both The Ukrainian Weekly and Svoboda, who retired from the role at the end of November 2020, and from Andrew Nynka, who assumed the position of editor-in-chief of both UNA publications on December 1, 2020. Mr. Nynka thanked Ms. Hadzewycz for her more than four decades of service to the UNA and its publications.
Mr. Nynka said that, in order for the newspapers to survive and thrive in the future, they would need to identify additional streams of revenue. The Weekly, he said, had already begun to implement changes in its online version, but much more work remains to be done.
He expressed thanks for two donations of $10,000 each by Self Reliance New York Federal Credit Union, the consistent contributions of readers to the monthly Press Fund, and acknowledged the honor bestowed on Svoboda in receiving the Antonovych Prize in 2021 along with a $25,000 contribution to the Publications Fund housed under the Ukrainian National Foundation.
UNA Audit Committee Chair Luba Walchuk presented her report that touched on the various challenges for the UNA, which resulted in extensive discussions on May 14.
Delegates to the Ukrainian National Association’s 40th Regular Convention (foreground, from left to right) Chloe Diakiwsky, Wolodymyr Skyba and Emma Diakiwsky presented a traditional Ukrainian greeting of bread and salt to UNA Second Vice President Eugene Serba and President/Chief Executive Officer Stefan Kaczaraj at the opening of the convention on May 13.
In other business, convention delegates voted to elevate the importance of the UNA Publications Committee and made it a Standing Committee of the CBD.
Resolutions and recommendations of the 40th Convention were presented and approved. Delegates heard farewells from outgoing members of the General Assembly and all present expressed their gratitude to UNA Advisor Gloria Horbaty for ably fulfilling the duties as chair of the GA Convention Committee.
During the convention, Stephen Barankewicz, who recently was named the new manager of Soyuzivka Heritage Center, was introduced to delegates. Due to insurance regulations regarding fraternal benefits, Soyuzivka is now under the umbrella of the non-profit Ukrainian National Foundation (UNF). However, three members of the CBD are members of the Board of Directors of the UNF, therefore the relationship between the UNF and the UNA remains close.
During the closing of the May 14 session, convention delegates unanimously approved a motion by UNA Advisor Andrij Szul, which read: “In appreciation of their valued services over many years, the 40th Regular Convention of the UNA bestows the honorific title of ‘Emeritus’ upon two of the outgoing executives – President/CEO Stefan Kaczaraj and Treasurer/CFO Roma Lisovich.”
Late Saturday afternoon the 40th Regular Convention of the UNA was adjourned.
Banquet
The UNA’s 40th Regular Convention included a Saturday evening banquet for which the master of ceremonies was Roman Wasylyk. Swiatoslawa Kaczaraj, a soprano soloist from New York City’s “Dumka” chorus, was introduced and offered a beautiful rendition of the UNA anthem. She was accompanied on the piano by UNA Advisor Andrij Szul, an attorney who is also a Juilliard-trained pianist with a doctorate in musicology.
Roman Hirniak (right) was elected president and chief executive officer of the Ukrainian National Association at the organization’s 40th Regular Convention on May 14. Mr. Hirniak and other members of the UNA’s leadership will begin their four-year term on July 1.
Roman Hirniak (right) was elected president and chief executive officer of the Ukrainian National Association at the organization’s 40th Regular Convention on May 14. Mr. Hirniak and other members of the UNA’s leadership will begin their four-year term on July 1.
The convention’s keynote speaker, Marta Farion, recounted the significance of the establishment of the UNA in 1894, stating, “that as I gather with you here at this beautiful resort, I feel the presence of the generations that built this organization, and I feel the spirit of those courageous individuals – those who founded the UNA 128 years ago.”
She added, “the continuity of the UNA is especially important given all the ongoing changes in the insurance industry and the economy worldwide, as well as the current war in Ukraine. … Ukraine will need a core network of support, and the UNA certainly can continue to serve a unique role under these conditions.”
Valentina Tabaka, Ukrainian National Foundation (UNF) board member and the second vice president of the Ukrainian National Women’s League of America (UNWLA), followed with a rousing speech calling for support for Ukraine, and she expressed steadfast faith in Ukraine’s ultimate victory in its war against Russia.
She called for all to join in celebration of that victory at the upcoming summer 2022 Ukrainian Cultural Festival at Soyuzivka Heritage Center, which she is helping organize.
Mr. Tysiak presented awards to the three outgoing executives – Mr. Kaczaraj, Mr. Symczyk and Ms. Lisovych – and a special award to former editor-in-chief Roma Hadzewycz.
As chair of the convention, Mr. Szeremeta, assisted by UNA Honorary Member Eugene Oscislawski, administered the oath of office to the newly elected President and CEO Roman Hirniak, the six members of the UNA Corporate Board of Directors and one member of the Audit Committee.
by UNA | 2022 3, Mar | Announcements, News, Social Media
Develops resource of organizations that are assisting Ukraine
The full-scale military invasion of Ukraine by Russian forces that began on February 24 is an effort to permanently destroy the territorial integrity of an independent Ukraine. Moreover, it is an effort to break permanently the rules-based, international order that has managed to stave off another world war for more than 85 years. The Ukrainian National Association (UNA), representing Americans and Canadians of Ukrainian ancestry, is in full solidarity with the citizens of Ukraine and is deeply proud of their resilience and heroic resistance. We join with all international actors who have called on Russia to immediately cease all hostilities against Ukraine, remove from the territory of Ukraine all Russian armed forces and armed Russian-proxy “separatist” units, and fully restore Ukraine’s pre-2014 borders. The UNA strongly supports calls by U.S. President Joseph Biden, Prime Minister of Canada Justin Trudeau and other world leaders to fully sanction Russia, the individual oligarchs who support the Russian president and Vladimir Putin himself. The UNA also fully supports efforts to provide military support to Ukraine, including innovative methods of air cover, and it supports Ukrainian President Volodymyr Zelenskyy’s call for the need to establish a foreign legion to assist Ukrainians in their war against Russia.
For more than 125 years, the UNA has promoted unity, democratic ideals and the principles of benevolence and charity within the Ukrainian diaspora in the United States of America and Canada. As a fraternal association, we have served our members, immigrants from Ukraine who survived two world wars and several political and economic crises. But the world now faces both a security and humanitarian crisis, and soon there will be millions of refugees whose families have been torn apart and who left everything behind as they fled their homeland. The Ukrainian government, it’s military and individuals who remain in the country will need support. As a result, the unfolding global crisis must be managed on an international level by organizations with appropriate expertise. The UNA has identified organizations which are working to provide aid to Ukraine. The number of organizations looking to assist Ukraine and its people is constantly growing, and we will do our best to update information on these organizations as a resource for friends and supporters of Ukraine. For the full list, we invite you to visit our website, https://unainc.org/una.
For the past 100 years, Ukraine’s history has been one filled with trauma and continued suffering. Comments from observers worldwide note the stoic, even calm, demeanor of the Ukrainian people. Ukrainians love their land, their culture, and their country. Despite many horrific efforts to break their spirit, Ukrainians have survived and they are determined to keep their country whole and undivided.
Glory to Ukraine! Glory to its heroes!
General Assembly of the Ukrainian National Association
PDF Document
by UNA | 2022 12, Jan | Announcements, Meetings, Meetings, News, Social Media
NOTICE IS HEREBY GIVEN TO THE GENERAL ASSEMBLY, BRANCH OFFICERS,
AND TO ALL MEMBERS OF THE UKRAINIAN NATIONAL ASSOCIATION,
THAT THE
40th REGULAR CONVENTION
of the
UKRAINIAN NATIONAL ASSOCIATION, INC.
will be held at
Soyuzivka Ukrainian Heritage Center in Kerhonkson, NY
Friday, May 13, 2022 – Sunday, May 15, 2022
In accordance with the By-Laws of the UNA, information about Branch elections of Delegates to the 40th Regular Convention, Delegate qualifications, number of Delegates that will represent each Branch, as well as information regarding the Credentials Form for Delegates, is provided below. The UNA General Assembly issues this call of the 40th Regular Convention (further Convention). The transition of the UNA from a General Assembly governing structure to a Corporate Board of Directors governing structure is effective as of July 1, 2022. In preparation for the Convention, please review the section “IMPORTANT INFORMATION” and act to meet the requirements.
IMPORTANT INFORMATION
UNA Governance and Membership:
UNA adopted new By-Laws that went into effect on January 31, 2020. However, not all elements of these By-Laws can be implemented until the Corporate Board of Directors (CBD) is elected and seated at the start of the next administrative year that begins July 1, 2022. Until July 1, 2022, UNA’s corporate governance remains in a transition phase between the existing governance structure, during which the General Assembly (GA) acts to accomplish UNA objectives, and the future governance structure, after which all executive powers will rest with the CBD. During the transition phase, the GA will continue to function as UNA’s governing body equivalent to the CBD. For purposes of the 40th Regular Convention to be held May 13-15, 2022, all references to Corporate Board of Directors (CBD) are changed to General Assembly (GA)
Consistent with New Jersey statutes, all Annuitants are now considered UNA Benefit Members. Annuitants can participate in UNA activities that include voting for Delegates to serve at the Convention and to represent their Branch. Given this new addition to of UNA membership, as well as the fact that we are in a transition phase, the UNA waives payment of dues to the Fraternal Fund for Annuitants through the current UNA administrative year ending June 30, 2022. Starting July 1, 2022, Annuitants will need to pay annual dues to the Fraternal Fund as established by the UNA.
Please note a one-time change to address the issue of UNA members with paid-up policies who reside in states where the UNA is not doing business currently. For purposes of the 40th Regular Convention these policyholders will be allowed to participate in the selection of Delegates and to stand for election as Delegates to the Convention. These policyholders will be considered UNA Social Members with payment of dues to the Fraternal Fund waived through the current UNA administrative year that ends June 30, 2022.
Important Dates:
The election of Delegates and Alternate Delegates must be held within 60 (sixty) days of the Announcement of the Convention. Since the Convention was announced on January 13, 2022, the 60-day term for election of Delegates and Alternates ends on March 14, 2022. Please hold Branch elections prior to this date.
Within 10 (ten) days of Branch elections, and not later than 60 (sixty) days prior to the Convention, March 14, 2022, the Branch shall submit to the National Secretary-Chief Operating Officer (COO) the Credentials Form listing the names of such elected Delegates and Alternate Delegates. This Credentials Form will be given to the GA for approval. Any Branch failing to comply shall be considered as having forfeited the right to representation and to vote at the Convention, except for good cause, which may be determined by the GA. Good cause shall be defined as the inability of Branch officers to comply in a timely fashion for demonstrable reasons beyond their control.
Branch Elections of Delegates and Alternate Delegates to the Convention:
Nominations for election of Branch Delegates shall be received from the floor or by electronic means. All candidates shall be presented to the Branch membership for a vote. The candidate(s) receiving the highest number of votes shall be elected as Branch Delegate(s). Branch Alternate Delegates shall be elected by separate vote in the same manner. All tie votes involving Delegates or Alternate Delegates shall be immediately resolved by another ballot for the candidates involved. Every Branch member in good standing shall be entitled to one vote for each Delegate and Alternate Delegate authorized to the Branch. No vote by proxy shall be allowed.
If a Delegate is unable to attend a Convention, an Alternate Delegate shall be seated, and shall remain seated for the duration of the Convention. If a Branch has more than one Delegate, the seats of the absent Delegate shall be occupied by an Alternate Delegate(s) in the order of the number of votes each person received during the Branch election.
Confirmation of the Delegates and Alternate Delegates:
Although duly qualified and elected by the Branch, no person shall be seated as a Delegate or Alternate Delegate until credentials have been approved by the GA. At least 30 (thirty) days prior to the opening of the Convention, April 13, 2022, the GA shall ascertain the qualification of each such elected Delegate and Alternate Delegate and shall have the names of all approved Delegates and Alternate Delegates published in UNA official publications.
In the event of the rejection of a Delegate, the Alternate Delegate, if qualified, shall serve for their Branch as a Delegate. If both the Delegate and the Alternate Delegate are not approved, then the Branch shall be notified immediately, whereupon, within 10 (ten) days from such notification, the Branch shall hold a Special Meeting to elect other members as Delegate(s) and Alternate Delegate(s) to replace the individuals who were not approved.
A new Credentials Form, reflecting the results of the Special Branch Election, shall be submitted to the National Secretary-Chief Operating Officer (COO). The Delegate and Alternate Delegate elected at the Special Meeting, likewise, shall be subject to approval by the GA, which shall retain such authority until, and throughout, the Convention.
Duly elected and approved Delegates and Alternate Delegates shall serve not only at the next Regular Convention, but also at any subsequent Special Convention following the Regular Convention, and until such time as their successor Delegates and Alternate Delegates to the next Regular Convention have been elected and approved.
Membership Categories:
The following members may be elected as Delegates:
A) Benefit Member (INCLUDES ANNUITANTS)
- Any individual age 16 or older.
- Has been accepted for membership in accordance with UNA By-Laws and as determined by the GA.
- Is current in paying premiums on a certificate of insurance or holds an annuity contract.
- Currently, pays dues to the Fraternal Fund or as stated in “IMPORTANT INFORMATION.”
- May participate in the affairs and activities of the local Branch in which they are a member.
- Upon reaching the age of 18, a Benefit Member may:a) Be elected as a Delegate to the Convention,
b) Hold office on local and national levels,
c) Has the right to vote in the corporate and insurance affairs of the Association.
d) Annuitant Members please reference “IMPORTANT INFORMATION.”
B) Senior Social Member
- Is a person age 65 or older.
- Has been accepted for membership in accordance with the By-Laws and as determined by the GA.
- Has a paid-up certificate of insurance.
- Pays dues to the Fraternal Fund.
- May be elected as a Delegate to the Convention.
- Hold office on local and national levels.
- Has the right to vote in the corporate and insurance affairs of the Association.
C) Social Member
- A policyholder in any state where the UNA is not currently doing business shall be considered a “Social Member” with dues to the Fraternal Fund waived through the current UNA administrative year ending June 30, 2022. Beginning July 1, 2022, Social Members will need to pay dues to the Fraternal Fund as established by UNA.
- May participate in the affairs and activities of the local Branch in which they are a member.
- May be elected as a Delegate to the Convention.
- Hold office on local and national levels.
- Has the right to vote in the corporate and insurance affairs of the Association.
Member in Good Standing
- Is one who is current in paying their insurance premium and Fraternal Fund dues as defined in “Membership Categories”.
- Senior Social Members and Social Members with paid up policies and are current with Fraternal Fund dues.
- Annuitants who are current in their Fraternal Fund dues. Please reference “IMPORTANT INFORMATION”.
Branch Qualification for Members in Good Standing:
Only UNA members in good standing may be present at the Branch meeting and vote for Delegates and Alternate Delegates to the convention.
- A Branch Member in Good Standing may vote only at the Branch where they pay dues to the Fraternal Fund.
- A Branch Member in Good Standing has a certificate of insurance or annuity in the UNA on which dues are being paid.
- A member may not be present at the meeting nor vote if they transferred to forbearance status, have paid-up insurance, and not paid fraternal dues, or are suspended.
Qualification for Branch Members as Delegates and Alternate Delegates in Good Standing:
Only those members may be elected as Delegates or Alternate Delegates who are in Good Standing and have all the following qualifications for an officer of the Branch:
- A member of the UNA not less than one year and of their Branch not less than six months.
- Pays dues to the Fraternal Fund. Please reference “IMPORTANT INFORMATION.”
- Is over 18 years of age.
- Is of Ukrainian or other Slavic heritage, or any person related through marriage to such a person of Ukrainian or other Slavic heritage.
- Is not an officer or assembly officer, agent or salesperson of any other similar fraternal organization or life insurance company.
- Is fulfilling all obligations toward the UNA, in particular, having shown active participation in organizational and promotional work for the UNA.
- No person shall be eligible for Delegate or Alternate Delegate position who, at any time, unjustifiably or maliciously instituted or caused to be instituted any suit, action or proceeding against the UNA either on their own behalf or on behalf of any other member.
- Is an American or Canadian citizen, or a permanent resident of the United States or Canada.
- Is proficient in the English language.
- Shall not have a felony conviction of record.
Number of Branch Delegates:
Every duly established Branch in good standing, having 50 (fifty) or more eligible members, shall be entitled to representation and to vote on all matters to be acted upon at the Convention as follows:
- Branches having 50 (fifty) to 99 (ninety-nine) members inclusive, 1 (one) Delegate.
- Those having 100 (one-hundred) to 149 (one-hundred forty-nine) members inclusive, 2 (two) Delegates.
- Those having 150 (one-hundred fifty) to 199 (one-hundred ninety-nine) members inclusive, 3 (three) Delegates.
- Those having 200 (two-hundred) or more members, 4 (four) Delegates.
- Each Delegate shall be entitled to 1 (one) vote.
- No Branch shall be entitled to more than 4 (four) votes.
- A Branch having less than 50 (fifty) members, for the purpose of representation at the Convention, may unite with another Branch also having less than 50 (fifty) members, and if, when combined, the aggregate of the two Branches shall be no less than 50 (fifty) members. They shall have the right to elect 1(one) Delegate. The unifying of Branches is subject to the approval of the National Secretary-Chief Operating Officer (COO).
- Unless otherwise agreed by the mutual consent of both Branches, the Branch having the greater number of members shall be entitled to elect the Delegate, and the Branch having the lesser number of members, the Alternate Delegate.
- The GA, when issuing a call for a Convention, shall, for the benefit of such Branches, make available a list of all the Branches having fewer than 50 (fifty) members and provide the contact information of their officers.
- A member may vote for a Delegate to the Convention only once and only in the Branch where the member has paid dues to the Fraternal Fund, as explained previously.
Click here – Credentials Form:
The Credentials Form listing the names of elected Delegates and Alternate Delegates must be sent to the UNA Home Office within 10 (ten) days of the Branch elections, but no later than 60 (sixty) days prior to the Convention.
The Credentials Form is attached (Click Here).
EXECUTIVE COMMITTEE OF THE UKRAINIAN NATIONAL ASSOCIATION:
STEFAN KACZARAJ, President/CEO
GERALD TYSIAK, First Vice-President
EUGENE SERBA, Second Vice-President
EUGENE OSIDACZ, Director for Canada
YURIY SYMCZYK, COO/National Secretary
ROMA LISOVICH, CFO/Treasurer
January 13, 2022, Parsippany, NJ