Life Insurance

Life insurance provides you peace of mind from knowing that your loved ones are protected.

The UNA offers:

  • Permanent Life Insurance – protects you for your entire life, accruing a cash value and assuring a payout at the end of the policy
  • Term Life Insurance – provides a solution for your temporary life insurance needs, protecting you and your family for a specified period of time
  • Endowments – endowments not only help you save money for such important moments in your life as your child’s or grandchild’s higher education and marriage, or for unforeseen future expenses, but also serves as a life insurance policy until the date of its maturity.

    UNA endowments are currently not available in the state of New York.

Permanent Insurance

protects you for your entire life, accruing a cash value and assuring a payout at the end of the policy.

Term Insurance

provides a solution for your temporary life insurance needs, protecting you and your family for a specified period of time.

Endowments

help you save money for important moments in your life or for unforeseen expenses, and serves as a life insurance .

Permanent Insurance*

Single Premium Whole Life

  • Issue age 0 — 80
  • Minimum face amount is $5,000
  • Benefits fully paid-up for life
  • Riders not available

Whole Life

  • Issue age 0 — 85
  • Minimum face amount is $5,000
  • Premiums payable to age 100
  • Lowest price for permanent insurance
  • Adult annual fraternal dues – $5

20 Payment Plan Whole Life

  • Issue age 0 — 80
  • Minimum face amount is $5,000
  • Policy paid-up after 20 annual premium payments
  • Adult annual fraternal dues – $5

Term Insurance

10 Year Term

  • Issue age 18 — 70
  • Minimum policy size $50,000
  • Premium rates level and payable for 10 years
  • Convertible

20 Year Term

  • Issue Age 18 — 60
  • Minimum policy size $50,000
  • Premium rates level and payable for 20 years
  • Convertible

Juvenile Term to age 30

  • Issue age 0 — 20
  • Face amounts: $25,000 and $50,000
  • Can be purchased at a single premium rate
  • Convertible to permanent insurance at any time prior to age 30
  • Does not qualify for UNA scholarship

Endowments

Endowment at Age 18

  • Issue age 0 — 10
  • Minimum policy size is $5,000
  • Full face amount payable at maturity
  • Insurance and systematic savings
  • Premiums payable until age 18

IRS: interest is taxable during accumulation period

20 Year Endowment

  • Issue age 0 — 80
  • Premiums payable for 20 years
  • Full face amount payable at maturity
  • Insurance and systematic savings
  • Annual fraternal dues are $5 for adults

IRS: interest is taxable during accumulation period

* All UNA permanent and term life policies have separate rates for male and female; tobacco and non-tobacco use Plans not available in all states.

On all permanent insurance policies (except Single Premium Whole Life) and endowments, a discount is given on premiums upon prepayment of policy.
Please speak with your UNA agent or branch secretary for details.

Riders are available with certain plans.  Please call the UNA home office or speak with a UNA agent or branch secretary for details.

Not available in New York State.

 

Disclaimer: All rates and conditions are subject to change. This site, although accurate to the best of our knowledge, should be used for general informational purposes only. Please call the UNA home office or speak with a UNA agent or branch secretary for latest available facts and figures.

Not all products are available in all states.

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